|
|
Avon, Brownsburg, Mooresville and Plainfield Branch Rates Effective May 13 - May 19, 2008 |
||
|
Time Accounts:
|
Interest Rate
|
APY*
|
|
Certificates of Deposit/IRA:
|
||
|
91 Day Certificate
|
2.18%
|
2.20%
|
|
182 Day Certificate
|
2.18%
|
2.20%
|
|
12 Month Certificate/IRA
|
2.23%
|
2.25%
|
|
18 Month Certificate
|
2.38%
|
2.40%
|
|
18 Month IRA (variable)
|
2.58%
|
2.60%
|
|
24 Month Certificate/IRA
|
2.53%
|
2.55%
|
|
30 Month Certificate/IRA
|
2.67%
|
2.70%
|
|
36 Month Certificate/IRA
|
2.92%
|
2.95%
|
|
48 Month Certificate/IRA
|
3.16%
|
3.20%
|
|
60 Month Certificate/IRA
|
3.55%
|
3.60%
|
|
Special:
|
||
|
17 Month Certificate/IRA
|
3.26%
|
3.50%
|
|
High Performance CD- 35 Month- one time option to reprice CD to a Lincoln Bank published 36 month CD rate without reinvesting the funds and lengthening the term
|
3.455%
|
3.50%
|
|
Checking Interest Rates:
|
||
|
50+ Free Checking
|
.25%
|
.25%
|
|
VIP Free Checking
|
.25%
|
.25%
|
|
Low Minimum Checking
|
.25%
|
.25%
|
|
Unlimited Checking
|
.25%
|
.25%
|
|
Echecking
|
.25%
|
.25%
|
|
Prosperity Checking
|
||
|
$0-$2,499
|
.25%
|
.25%
|
|
$2,500-$9,999
|
.75%
|
.75%
|
|
$10,000 & above
|
1.14%
|
1.15%
|
|
Business Interest Checking
|
0.25%
|
0.25%
|
|
Savings Interest Rates:
|
||
|
Statement Savings
|
0.55%
|
0.55%
|
|
Christmas Club
|
0.55%
|
0.55%
|
|
Johnny Eagle Savings
|
0.55%
|
0.55%
|
|
Platinum Savings:
|
||
|
$0-$4,999
|
0.55%
|
0.55%
|
|
$5,000-$24,999
|
1.24%
|
1.25%
|
|
$25,000-$99,999
|
1.49%
|
1.50%
|
|
$100,000-$249,999
|
1.99%
|
2.00%
|
|
$250,000 & above
|
2.13%
|
2.15%
|
|
Health Savings
|
||
|
$0.00 - $999.99
|
0.35%
|
0.35%
|
|
$1,000.00 - $9,999.99
|
0.60%
|
0.60%
|
|
$10,000.00 - $24,999.99
|
1.79%
|
1.80%
|
|
$25,000.00 & above
|
2.08%
|
2.10%
|
|
Repurchase - Sweep Investment
|
||
|
Repurchase Rate
Effective May 7, 2008 |
1.00%
|
|
|
Money Fund**
|
||
|
$0 - $999.99
|
.00%
|
.00%
|
|
$1,000.00 - $9,999.99
|
.40%
|
.40%
|
|
$10,000.00 - $24,999.99
|
1.24%
|
1.25%
|
|
$25,000.00 - $99,999.99
|
1.49%
|
1.50%
|
|
$100,000.00 & above
|
1.99%
|
2.00%
|
|
Money Market Checking***
|
||
|
$0-$9,999.99
|
.40%
|
.40%
|
|
$10,000-$49,999.99
|
1.49%
|
1.50%
|
|
$50,000 & above
|
1.99%
|
2.00%
|
|
*** New Business accounts over $100,000, call for quote
|
||
|
*APY = Annual Percentage Rate *Rate may change on variable rate accounts after account is opened. Fees could reduce earnings. Penalty may be imposed for early withdrawal on Time Accounts. Certificate minimum to open account and to earn APY is $l000. A $200 minimum is required to open and earn APY on INTEREST Checking. $25 is required to open a statement savings account. Variable IRA requires minimum of $200 to open; fixed IRA requires minimum of $1000. $1000 to earn APY for all IRAs. **Product no longer offered. return to top |
||
|
Crawfordsville Branch Rates Effective May 13 - May 19, 2008 |
||
|
Time Accounts:
|
Interest Rate
|
APY*
|
|
Certificates of Deposit/IRA
|
||
|
91 Day Certificate
|
2.18%
|
2.20%
|
|
182 Day Certificate
|
2.18%
|
2.20%
|
|
12 Month Certificate/IRA
|
2.23%
|
2.25%
|
|
18 Month Certificate
|
2.38%
|
2.40%
|
|
18 Month IRA (variable)
|
2.58%
|
2.60%
|
|
24 Month Certificate /IRA
|
2.67%
|
2.70%
|
|
30 Month Certificate/IRA
|
2.77%
|
2.80%
|
|
36 Month Certificate/IRA
|
2.87%
|
2.90%
|
|
48 Month Certificate/IRA
|
2.97%
|
3.00%
|
|
60 Month /IRA
|
3.21%
|
3.25%
|
|
Special
|
||
|
17 Month Certificate/IRA
|
3.26%
|
3.30%
|
|
High Performance CD- 35 Month - one time option to reprice CD to a Lincoln Bank published 36 month CD rate without reinvesting the funds and lengthening the term
|
3.455%
|
3.50%
|
|
Checking Interest Rates:
|
||
|
50+Free Checking
|
.25%
|
.25%
|
|
VIP Free Checking
|
.25%
|
.25%
|
|
Low Minimum Checking
|
.25%
|
.25%
|
|
Unlimited Checking
|
.25%
|
.25%
|
|
Echecking
|
.25%
|
.25%
|
|
Prosperity Checking
|
||
|
$0 - $2,499
|
.25%
|
.25%
|
|
$2,500 - $9,999
|
.75%
|
.75%
|
|
$10,000 & above
|
1.14%
|
1.15%
|
|
Business Interest Checking
|
0.25%
|
0.25%
|
|
Savings Interest Rates:
|
||
|
Statement Savings
|
0.55%
|
0.55%
|
|
Christmas Club
|
0.55%
|
0.55%
|
|
Johnny Eagle Savings
|
0.55%
|
0.55%
|
|
Platinum Savings:
|
||
|
$0 - $4,999.99
|
0.55%
|
0.55%
|
|
$5,000 - $24,999.99
|
1.24%
|
1.25%
|
|
$25,000 - $99,999.99
|
1.49%
|
1.50%
|
|
$100,000 - $249,999.99
|
1.99%
|
2.00%
|
|
$250,000 & above
|
2.13%
|
2.15%
|
|
Repurchase - Sweep Investment
|
||
|
Repurchase Rate
Effective May 7, 2008 |
1.00%
|
|
|
Health Savings
|
||
|
$0.00 - $999.99
|
0.35%
|
0.35%
|
|
$1,000.00 - $9,999.99
|
0.60%
|
0.60%
|
|
$10,000.00 - $24,999.99
|
1.79%
|
1.80%
|
|
$25,000.00 & above
|
2.08%
|
2.10%
|
|
Money Fund**
|
||
|
$0 - $999.99
|
.00%
|
.00%
|
|
$1,000.00 - $9,999.99
|
.40%
|
.40%
|
|
$10,000.00 - $24,999.99
|
1.24%
|
1.25%
|
|
$25,000.00 - $99,999.99
|
1.49%
|
1.50%
|
|
$100,000.00 & above
|
1.99%
|
2.00%
|
|
Money Market Checking***
|
||
|
$0-$9,999.99
|
.40%
|
.40%
|
|
$10,000-$49,999.99
|
1.49%
|
1.50%
|
|
$50,000 & above
|
1.99%
|
2.00%
|
|
***New Business accounts over $100,000, call for quote
|
||
|
*APY = Annual Percentage Rate * Rate may change on variable rate accounts after account is opened. Fees could reduce earnings. Penalty may be imposed for early withdrawal on Time Accounts. Certificate minimum to open account and to earn APY is $l000. A $200 minimum is required to open and earn APY on INTEREST Checking. $25 is required to open a statement savings account. Variable IRA requires minimum of $200 to open; fixed IRA requires minimum of $1000. $1000 to earn APY for all IRAs. **Product no longer offered. return to top |
||
|
Frankfort Branch Rates Effective May 13- May 19, 2008 |
||
|
Time Accounts:
|
Interest Rate
|
APY*
|
|
Certificates of Deposit
|
||
|
91 Day Certificate
|
2.28%
|
2.30%
|
|
182 Day Certficiate
|
2.43%
|
2.45%
|
|
12 Month Certificate/IRA
|
2.48%
|
2.50%
|
|
18 Month Certificate
|
2.53%
|
2.55%
|
|
18 Month IRA (variable)
|
2.62%
|
2.65%
|
|
24 Month Certificate/IRA
|
2.58%
|
2.60%
|
|
30 Month Certificate/IRA
|
2.67%
|
2.70%
|
|
36 Month Certificate/IRA
|
2.97%
|
3.00%
|
|
48 Month Certificate/IRA
|
3.12%
|
3.15%
|
|
60 Month Certificate/IRA
|
3.36%
|
3.40%
|
|
Special
|
||
|
17 Month Certificate/IRA
|
3.26%
|
3.30%
|
|
High Performance CD- 35 Month - one time option to reprice CD to a Lincoln Bank published 36 month CD rate without reinvesting the funds and lengthening the term
|
3.455%
|
3.50%
|
|
Checking Interest Rates:
|
||
|
50+ Free Checking
|
.25%
|
.25%
|
|
VIP Free Checking
|
.25%
|
.25%
|
|
Low Minimum Checking
|
.25%
|
.25%
|
|
Unlimited Checking
|
.25%
|
.25%
|
|
Echecking
|
.25%
|
.25%
|
|
Prosperity Checking
|
||
|
$0 - $2,499
|
.25%
|
.25%
|
|
$2,500 - $9,999
|
.75%
|
.75%
|
|
$10,000 & above
|
1.14%
|
1.15%
|
|
Business Interest Checking
|
0.25%
|
0.25%
|
|
Savings Interest Rates:
|
||
|
Statement Savings
|
0.55%
|
0.55%
|
|
Christmas Club
|
0.40%
|
0.40%
|
|
Johnny Eagle Savings
|
0.40%
|
0.40%
|
|
Platinum Savings:
|
||
|
$0 - $4,999
|
0.55%
|
0.55%
|
|
$5,000 - $24,999
|
1.24%
|
1.25%
|
|
$25,000 - $99,999
|
1.49%
|
1.50%
|
|
$100,000 - $249,999
|
1.99%
|
2.00%
|
|
$250,000 & above
|
2.13%
|
2.15%
|
|
Health Savings
|
||
|
$0.00 - $999.99
|
0.35%
|
0.35%
|
|
$1,000.00 - $9,999.99
|
0.60%
|
0.60%
|
|
$10,000.00 - $24,999.99
|
1.49%
|
1.50%
|
|
$25,000.00 & above
|
1.69%
|
1.70%
|
|
Repurchase - Sweep Investment
|
||
|
Repurchase Rate
Effective May 7, 2008 |
1.00%
|
|
|
Money Fund**
|
||
|
$0 - $999.99
|
.00%
|
.00%
|
|
$1,000.00 - $9,999.99
|
.40%
|
.40%
|
|
$10,000.00 - $24,999.99
|
1.24%
|
1.25%
|
|
$25,000.00 - $99,999.99
|
1.49%
|
1.50%
|
|
$100,000.00 & above
|
1.99%
|
2.00%
|
|
Money Market Checking***
|
||
|
$0-$9,999.99
|
.40%
|
.40%
|
|
$10,000-$49,999.99
|
1.49%
|
1.50%
|
|
$50,000 & above
|
1.99%
|
2.00%
|
|
***New Business accounts over $100,000, call for quote
|
||
|
*APY = Annual Percentage Rate *Rate may change on variable rate accounts after account is opened. Fees could reduce earnings. Penalty may be imposed for early withdrawal on Time Accounts. Certificate minimum to open account and to earn APY is $l000. A $200 minimum is required to open and earn APY on INTEREST Checking. $25 is required to open a statement savings account. Variable IRA requires minimum of $200 to open; fixed IRA requires minimum of $1000. $1000 to earn APY for all IRAs. **Product no longer offered. return to top |
||
|
Greenwood, Summerfield, Morgantown, Trafalgar, Greenwood Park, South 135, Nashville, Bargersville, and Franklin Effective May 13 - May 19, 2008 |
||
|
Time Accounts
|
Interest Rates
|
APY*
|
|
Certificates of Deposit/IRA
|
||
|
91 Day Certificate
|
2.18%
|
2.20%
|
|
182 Day Certificate
|
2.18%
|
2.20%
|
|
12 Month Certificate/IRA
|
2.23%
|
2.25%
|
|
18 Month Certificate
|
2.38%
|
2.40%
|
|
18 Month IRA (variable)
|
2.58%
|
2.60%
|
|
24 Month Certificate/IRA
|
2.53%
|
2.55%
|
|
30 Month Certificate/IRA
|
2.67%
|
2.70%
|
|
36 Month Certificate/IRA
|
2.92%
|
2.95%
|
|
48 Month Certificate/IRA
|
3.16%
|
3.20%
|
|
60 Month Certificate/IRA
|
3.55%
|
3.60%
|
|
Special
|
||
|
17 Month Certificate/IRA
|
3.26%
|
3.30%
|
|
High Performance CD - 35 Month - one time option to reprice CD to a Lincoln Bank published 36 month CD rate without reinvesting the funds and lengthening the term
|
3.455%
|
3.50%
|
|
Checking Interest Rates:
|
||
|
50+ Free Checking
|
.25%
|
.25%
|
|
VIP Free Checking
|
.25%
|
.25%
|
|
Low Minimum Checking
|
.25%
|
.25%
|
|
Unlimited Checking
|
.25%
|
.25%
|
|
Echecking
|
.25%
|
.25%
|
|
Prosperity Checking
|
||
|
$0 - $2,499
|
.25%
|
.25%
|
|
$2,500 - $9,999
|
.75%
|
.75%
|
|
$10,000 & above
|
1.14%
|
1.15%
|
|
Business Interest Checking
|
0.25%
|
0.25%
|
|
Savings Interest Rates:
|
||
|
Statment Savings
|
0.55%
|
0.55%
|
|
Christmas Club
|
0.55%
|
0.55%
|
|
Johnny Eagle Savings
|
0.55%
|
0.55%
|
|
Platinum Savings:
|
||
|
$0 - $4,999.99
|
0.55%
|
0.55%
|
|
$5,000 - $24,999.99
|
1.24%
|
1.25%
|
|
$25,000 - $99,999.99
|
1.49%
|
1.50%
|
|
$100,000 - $249,999.99
|
1.99%
|
2.00%
|
|
$250,000 & up
|
2.13%
|
2.15%
|
|
Health Savings:
|
||
|
$0.00 - $999.99
|
0.35%
|
0.35%
|
|
$1,000.00 - $9,999.99
|
0.60%
|
0.60%
|
|
$10,000.00 - $24,999.99
|
1.79%
|
1.80%
|
|
$25,000.00 & above
|
2.08%
|
2.10%
|
|
Repurchase - Sweep Investment
|
||
|
Repurchase Rate
Effective May 7, 2008 |
1.00%
|
|
|
Money Fund**
|
||
|
$0 - $999.99
|
.00%
|
.00%
|
|
$1,000.00 - $9,999.99
|
.40%
|
.40%
|
|
$10,000.00 - $24,999.99
|
1.24%
|
1.25%
|
|
$25,000.00 - $99,999.99
|
1.49%
|
1.50%
|
|
$100,000.00 & above
|
1.99%
|
2.00%
|
|
Money Market Checking***
|
||
|
$0-$9,999.99
|
.40%
|
.40%
|
|
$10,000-$49,999.99
|
1.49%
|
1.50%
|
|
$50,000 & above
|
1.99%
|
2.00%
|
|
***New Business accounts over $100,000, call for quote
|
||
|
*APY = Annual Percentage Rate * Rate may change on variable rate accounts after account is opened. Fees could reduce earnings. Penalty may be imposed for early withdrawal on Time Accounts. Certificate minimum to open account and to earn APY is $l000. A $200 minimum is required to open and earn APY on INTEREST Checking. $25 is required to open a statement savings account. Variable IRA requires minimum of $200 to open; fixed IRA requires minimum of $1000. $1000 to earn APY for all IRAs. **Product no longer offered. return to top |
||
|
Mortgage Rates Rates Effective as of May 15, 2008 |
|||
|
Program
|
Interest Rate
|
Points
|
APR*
|
|
30 Year Fixed Conv.
|
6.125%
|
0%
|
6.187%
|
|
Jumbo >$417,000 30 yr fixed
|
6.750%
|
0%
|
6.771%
|
|
20 Year Fixed Conv.
|
6.000%
|
0%
|
6.081%
|
|
15 Year Fixed Conv.
|
5.625%
|
0%
|
5.726%
|
|
30 Year Fixed - Investment Property
|
7.125%
|
0%
|
7.190%
|
|
Interest Only 30 Year Fixed
|
6.750%
|
0%
|
6.814%
|
|
5/1 Adjustable Rate Mortgage
|
6.375%
|
0%
|
7.250%
|
|
5/1 Tax Advantage 97% mortgage
|
6.500%
|
0%
|
7.300%
|
|
30 Year Fixed FHA
|
6.125%
|
0%
|
6.696%
|
|
Rates assume a 20% downpayment on a loan amount of $417,000 or less on an owner-occupied, single family purchase transaction. For example, on a $200,000 30 year fixed loan at 6.125% your monthly principal and interest payment amount would be $1215.22. If the downpayment is less than 20%, mortgage insurance may be required which would increase the APR. Rates are subject to change without notice and may vary according to credit score and the transaction. Rates quoted are for loans greater than $80,000. Please contact us at 866-883-3319 or email us at GetALoan@lincolnbank.biz return to top |
|||
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