• Absolutely Free Checking
• 50+ Free Checking with Interest
• VIP Free Checking with Interest
• Low Minimum Checking with Interest
• Prosperity Checking
• Unlimited Checking with Interest
• eChecking with Interest
• Lincoln Works Plus
• Electronic Transfer
• Switch Kit
• Deluxe ID TheftBlock®

Absolutely Free Checking
A Free Account for everyone!

Features:

• No minimum balance
• No monthly service charge.
• No per check charge
• Unlimited Check Writing
• Easy-to-balance monthly statement
• Return of check images for easy record keeping
• Deluxe ID TheftBlock*
• FREE ATM/Debit Card
• FREE Online Banking
• FREE Bill Pay

* For a monthly fee of $4.95

APPLY NOW!

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50+ Free Checking with Interest
FREE for customers 50 and over

Features:

• Competitive interest
• No minimum balance
• No monthly service charge
• No per check charge
• Easy-to-balance monthly statement
• Return of check images for easy record keeping
• Deluxe ID TheftBlock*
• FREE ATM/Debit Card
• FREE Online Banking
• FREE Bill Pay

* For a monthly fee of $4.95

APPLY NOW!

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VIP Free Checking with Interest
FREE checking with the convenience of direct deposit or any automatic payment!

Features:

• Competitive interest
• No minimum balance
• No monthly service charge
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Return of check images for easy record keeping
• Deluxe ID TheftBlock*
• FREE ATM/Debit Card
• FREE Online Banking
• FREE Bill Pay

* For a monthly fee of $4.95

APPLY NOW!

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Low Minimum Checking with Interest
Your checking balance earns money!

Features:

• Competitive interest
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Return of check images for easy record keeping
• Only $4 monthly charge if minimum balance falls below $500
• Deluxe ID TheftBlock*
• FREE ATM/Debit Card
• FREE Online Banking
• FREE Bill Pay

* For a monthly fee of $4.95

APPLY NOW!

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Prosperity Checking
An account for those interested in higher interest!

Features:

• Higher interest rates with balances of $2500 or more
• Competitive interest if balance falls below $2500
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Return of check images for easy record keeping
• Deluxe ID TheftBlock*
• FREE ATM/Debit Card
• FREE Online Banking
• FREE Bill Pay

* For a monthly fee of $4.95

APPLY NOW!

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Unlimited Checking with Interest
FREE checks, interest and unlimited check writing!

Features:

• Free personalized checks
• Competitive interest
• No minimum balance
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Return of check images for easy record keeping
• All for only $4 per month
• Deluxe ID TheftBlock*
• FREE ATM/Debit Card
• FREE Online Banking
• FREE Bill Pay

* For a monthly fee of $4.95

APPLY NOW!

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eChecking with Interest
Pay-as-you-go and earn interest!

Features:

• Competitive interest
• No minimum balance
• No monthly service charge
• Only 20¢ per check
• Easy-to-balance monthly statement
• Return of check images for easy record keeping
• Deluxe ID TheftBlock*
• FREE ATM/Debit Card
• FREE Online Banking
• FREE Bill Pay

* For a monthly fee of $4.95

APPLY NOW!

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Lincoln Works Plus
Lincoln Work Plus is reserved for employees of current customers. Work Plus allows you to earn
interest on balances, has no per check charge and gives you FREE access to online banking, online
bill payment service and telephone banking access.

Features:

• For employees of current customers.
• No minimum balance, no monthly fee.
• No per check charge.
• Earns interest on balances.
• FREE access to Online Banking.
• FREE online bill payment service.
• FREE telephone banking access. Call our TELEBANK at 1-888-655-5372.
• One box of checks FREE
  (Wallet 200x1 or Duplicate 150x1; Choose from green, blue, yellow, or grey specialty checks).
• No foreign ATM fees assessed by Lincoln Bank.
• 0.25% discount on consumer loans
  (subject to credit qualifications).
• Minimum daily balance to earn interest is $1.00.
• Ready Reserve line of credit for overdraft protection
  (Must qualify with credit approval and minimum of $500).
• Sweep from savings.
• Investment guidance available upon request.
• Deluxe ID TheftBlock*

* For a monthly fee of $4.95

Benefits:

• Added benefit for employees of your organization.
• No hidden charges - it's FREE.
• Easy and convenient to maintain.
• No need to worry about a minimum balance or per check fees.
• Low initial commitment - only $50.00 to start the account.
• Convenient 24 hour access with Debit Card, Telebank and Lincoln Online.

APPLY NOW!

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Electronic Transfer Account (ETA)
For customers who need an account for direct deposit of a Federal recurring payment, the ETA may be the correct one for you.

Features:

• Specifically designed for direct deposit of Federal recurring ACH deposits.
• Non-interest bearing account.
• No checks ordered.
• Only Federal ACH deposits accepted (no over the counter deposits accepted).
• New account kit is NOT given at account opening.
• Four in-branch withdrawals allowed per month; $0.25 charge for each additional over the counter withdrawal.
• No minimum opening deposit.
• $3.00 monthly service fee (non refundable).
• $10.00 NSF or overdraft fee.
• $0 balance allowed for up to 60 days.
• Account research $10.00 per hour and $3.00 per copy.
• Free Lincoln Online Bill Pay.
• “ATM only” Debit Card may be issued.
  *Must request through Deposit Operations.
• Investment guidance available upon request.
• Deluxe ID TheftBlock*

* For a monthly fee of $4.95

Benefits:

• Provides access to direct deposit funds.
• No minimum deposit to open.
• Provides account option to individuals who might not otherwise qualify for an account or who are on Chex Systems.

APPLY NOW!

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