Features:

• Offered in a variety of terms:
  • 91 days,
  • 182 days,
  • 12 months,
  • 18 months,
  • 24 months,
  • 30 months,
  • 36 months,
  • 48 months,
  • and 60 months.
    (See current rate sheet for all terms and rates).
• No service fees.
• Minimum of $1,000.00 to open.
• Interest is compounded and credited quarterly on anniversary date.
• Once interest has been posted, it is available for withdrawal without penalty.
• The APY assumes interest will remain on deposit until maturity; withdrawals will reduce earnings.
• Balances of $2,500.00 or greater can receive quarterly interest checks or transfers to Lincoln Bank accounts; balances of $10,000.00 or greater can receive monthly interest checks or transfers to Lincoln Bank Accounts.
• Penalty will be imposed for early withdrawal depending on term.*
• Rate is fixed for the term of the certificate.
• Account will renew automatically at maturity (depositor allowed 10 days after maturity to withdraw funds without penalty).

Benefits:

• Automatic renewal options saves time and there is less paperwork.
• Flexibility of options for terms and rates.
• Flexibility of options for interest payment method.
• Maximize earnings through competitive rates.

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